At sja training, we believe that you shouldn’t have to break the bank to improve your lifestyle and wellbeing. Therefore, we have partnered with Kandoo, a regulated credit broker and comparison service that searches to find you the best Personal Loan or Secured Lending option that’s right for you. Any loans sourced through Kandoo are regulated by the Financial Conduct Authority (FCA) and are fully compliant with UK legal and regulatory requirements.



  • They are authorised and regulated by the FCA and sources funds only from UK-regulated lenders.
  • Simply fill in a quick form and if you are approved the money is paid directly into your account usually within 48 hours.
  • Once you have applied for finance all your dealings are with Kandoo and they will resolve any issues or queries that may arise and can provide advice on finance where required.
  • Loans from as low at £500 to £50,000 with flexible lending periods up to 7 years available.
  • Start your application for a personal quotation without affecting your credit history.


sja training group is  registered in England and Wales with company number 12758803 whose registered office is at 3 park way BN42 4LD.

sja training group is an Introducer Appointed Representative (‘IAR’) of Switcha Limited, Trading as Kandoo which is authorised and regulated by the Financial Conduct Authority, Firm Registration Number: 828963 for Credit Broking and Insurance Distribution. Switcha Limited is a Credit Broker and not a Lender. You can check this on the Financial Services Register at

Representative Example: Total Amount of credit £5,000 agreement duration 5 years, at £103.82 per month. Total amount repayable is £6,299.20. Interest rate 4.25% APR. Fixed 9.9% APR Representative. Credit is subject to credit worthiness and affordability. Figures correct 14th July 2020.

Inhouse offer

sja also offers payment plans on all courses and packages via Paypal.The payment plan is a fixed term monthly subscription, this subscription is to pay off the full balance of a course or package. This payment plan is not a loan or a finance agreement offered by sja.

Limitations are placed on this payment method to safeguard sja from unpaid fees. If a payment has not been made then your access to the course content, practice labs and exams will be frozen until the outstanding monies are paid.

Dependant on the number of exams required in the course in the package a minimum number months must be paid in order to take an exam. 

1 Exam – a minimum of 10 months has been paid

2 Exams – a minimum of 5 months has been paid for each exam

3 Exams – a minimum of 4 months has been paid for each exam

4 Exams – a minimum of 3 months has been paid for each exam

5 Exams – a minimum of 2 months has been paid for each exam

Access to practice labs & exams will be available after 14 days of purchase.